Our Benefits

Our Benefits

Carpenters Union benefits are among the best in the industry. They are established through collective bargaining between union and management representatives and administered by Trustees equally representing both sides. For every hour a carpenter works, employers contribute specified amounts to cover their benefits. Employers also contribute to industry improvement through apprentice and journey level upgrade training and safety programs.

Our members enjoy wages, working conditions and benefits that allow them to provide a decent life for themselves and their families. We are committed to bringing the benefits of union membership to carpenters throughout New England.


The Carpenters Health Benefits Funds are employer-paid plans that provide family coverage to all members who meet semi-annual qualifying requirements. Health Benefits include medical, dental, prescription drug, vision, accident and sickness coverage, and life insurance.


The Carpenters Annuity Funds provide supplemental retirement income for participating carpenters. Each plan is an individual account to which employers make contributions for each hour that a participant works. Typically, as a member you may not access your account until you retire or have left the Plan for 24 consecutive months or become totally and permanently disabled. However, if you’ve had an account for at least 12 months, you may be eligible to take out a loan for up to 50% of the balance in certain circumstances.


The Carpenters Pension Funds provide a monthly benefit to you once you retire to help supplement your Social Security, personal savings and annuity benefits. As a participant you can earn a retirement benefit that will provide you with a monthly income when you stop working at retirement age, or sooner if you retire with a service pension or stop working due to a disability. This benefit is based on contributions made to the Pension Fund by your employer on your behalf.

In New England: visit CarpentersFund.org for more information.

In New York: visit ncf.carpenters.fund/new-york-participant/ for more information.

Dave Bryson, NERCC member